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Fund Your Future with EduFi

Pakistan’s first study now pay later digital platform


of schooling in Pakistan is
carried out by private schools

Private schooling can be expensive but not out of reach.

Say hello to EduFi, The tech-enabled
financing platform for your child’s
schooling needs

The lowest interest rates in Pakistan

Parents & Students

  • Lowest Interest Rate for student loans across all of Pakistan
  • Direct payment to school account through EduFi App
  • Centralized fee account for all children
  • Real-time access to child's academic progress
  • Real-time alerts for school related notifications
  • Quick and Easy Transfer
  • Flexible repayment options


  • Offer subsidized student loans to your students
  • Receive all school fee upfront for the year from EduFi
  • Free ERP system offered to partner colleges
  • No upfront cost or fee for partnership with EduFi

Study Now, Pay Later

A payment service that allows you to pay your semester fee in 3,6,9 or 12 months.

Easy monthly instalment payments make education affordable for the first time in Pakistan!

How does it work?

  1. Submit the application through our form above. The app will be live by end of January 2024 which is our official launch date.
  2. Once verified, EduFi will pay your fees on your behalf to the University.
  3. You will make payments to EduFi over the course of the semester (3,6,9 or 12 months).
  4. The service charge is 2.3% APR per month which is equivalent to 1.3% annualised return per month. (Please note that banks are currently charging 2.75% APR per month, EduFi is offering the cheapest service charge in Pakistan currently for a consumer loan).
Super Easy!

Our Tech Stack Ecosystem

For Academic Institutes

A Fully Integrated, Cloud Native,
Student Information System

  • Admissions
  • Academics
  • Finance
Schedule a demo

If you are an institute, you can now use our EduFi Campus Software to manage institute fees, attendance, course selection, teacher payroll and much more!

For Liquidity Providers & Banks

  • Real Time
  • Credit Scoring
  • Fast disbursement
Schedule a demo

If you are a bank and/or liquidity provider, you can now use our EduFi liquidity portal to automatically score education loans via our proprietary education sector focused credit scoring model and allow for real time application tracking and disbursement!

Our Investors

Our Partners and Clients